Saturday, June 07, 2008

Credit Card With Low Credit Report?

A lot of finance bloggers out there have very good credit scores and don’t worry much about it. What about the people with poor credit scores (it’s usually a FICO score of below 620)? Can they take advantage of the 0% interest rate loans offered by the credit card companies to their prime customers? Most likely not, but the people with poor credit scores can still improve their scores by using credit responsibly. People may say that you shouldn’t own a credit card if you have a poor credit score, but let’s be real; you’re going to need a credit card. Check out this site that’s offering a variety of credit cards for people with bad or no credit score. You should also check out your credit report to make sure there are no mistakes. Here’s where you can obtain a free credit report. It’s going to take time to build up a good FICO score, but in the end the hard work will pay off with lower credit expenses.

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