Saturday, June 16, 2007

My FICO Score

I recently checked out my credit report and FICO score. I remember last year my FICO score was in the 800s and now it’s 799. It’s still pretty good, but I guess I better chill out with the credit card games for now since I’ll be applying for a mortgage by year end. I’ve been applying for credit cards to get the cash freebies and the 0% interest loans. Each time I apply for a new credit card and take out a loan, it chips away my FICO score. A few months before applying for the mortgage, I’ll pay off all the credit card balances as an extra precaution. It was fun while it lasted...


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