Saturday, February 26, 2005

401k Re-Evaluation

Things have been busy at work, I just no time to research new companies. In the mean time, I've been checking out my 401K and finally decided to make some changes. I'm happy with the funds offered by the company.

My current holdings in the 401k plan are:

15% Templeton Foreign
25% Heritage Mid Cap Stock A
10% Mid Cap Growth / Artisan Partners
25% Mid Cap Value / Wellington Management
10% S&P 500 Index
15% Small Cap Value / Perkins Wolf McDonnell (Janus)

I just got rid of Putnam Voyager and replaced it with the S&P 500 Index fund. I've been patient with the Putnam Voyager fund, but it has under performed for a couple of years. So out it goes...

I contribute the max (18% of income) to the 401K plan and people think I'm crazy. I don't know why!? I also contribute 15% of my income to the employee stock purchase plan. As you can imagine, my paycheck is very small after all of these deductions.


Post a Comment

<< Home